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By Christina Xia

European central banks almost completely stopped the sale of its gold reserves, 10 years every year, large-scale disposal of countries emerging behavior of gold is no longer performed, and the resulting surge in gold prices and other issues will be some time in the future on global impact of more extensive.

Total gold sales fell in the eurozone

Gold surged to a record high

Euro-zone central banks and central banks of Sweden and Switzerland, is “the central bank gold sales agreement,” the contracting parties. It is reported that the first reason why the parties entered into CBGA, because gold miners protesting the behavior of gold sales by central banks lowered the price of gold. Signatory to the Agreement for the total amount of gold sold each year to set the upper limit. The statistics show that in the year ended CBGA 26 years, the contracting parties sold a total of 6.2 tons of gold, down 96%. This is the agreement signed in 1999 on sales of gold since the lowest point total, well below the 2004-2005 peak of 497 tons. Mid-Autumn Festival period, the international price of gold was over $ 1,300 / oz mark, to stimulate the domestic gold price strength. Yesterday, the Shanghai Gold main contract closed at 281.14 yuan 1012 / g, a record new high since listing.

London Bullion Market Association yesterday at its annual conference next year, gold prices could continue to climb, to September 2011 may exceed $ 1,400 will be / ounce.

The total decline in gold sales, while the financial crisis and Europe in the context of sovereign debt crisis, the European central banks are being re-evaluation of gold. 90’s of last century and the first 10 years of this century, the hands of central banks have sold gold does not generate revenue, instead buying a steady annual return on sovereign debt. But now, central banks and investors see is gold hedging properties.

This conceptual change has led to the disappearance of large-scale sales of gold operations, which in turn have a major impact on the gold price: First, that an important source of gold supply of withdrawal from the market, and that it provided a psychological support for the gold. On Friday, gold hit a record high of $ 1,300 an ounce.

Few countries next year, gold sales plan

Difficult to return to the high short-term gold sales

Director of precious metals sales at Barclays Capital, said Jonathan Paul Shih: “Now the situation is clearly different from the past, the mentality of people very different from previous.”

British “Financial Times”, a survey shows that in the new CBGA year, the European Central Bank gold sales total is unlikely to grow significantly.

Although many central banks refused to disclose details of its gold sales program, but some feedback from central banks and bankers and consultants on numerous interviews that the total gold sales unlikely to rise to the level of the past 10 years, in the past 10 years, CBGA signatories parties sold 388 tons of gold annually.

Sweden, Slovakia, Ireland and Slovenia, the central bank said they have no gold sales plan. Swiss central bank reiterated a previous release, the same scheme that the statement is not for sale.

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By Jerri Lily

By the economic recession, more and more Americans to be able to receive all or more of the social security benefits and had to delay retirement plans, some of the older people still continue to engage in the heavy physical labor.

By the continued economic recession, social security benefits seems to be the only source of income their pension. However, closely related to social security benefits and retirement age, and again raise the retirement age, many people are facing house foreclosure loss, personal portfolio is down, recession and other aspects of the company’s pressure to delay retirement.

According to current U.S. social security system, people pay Social Security taxes while working, after retirement, where you can receive from the government to take Social Security benefits, the number receiving the amount, and the retirement age related. Social security benefits administered by the federal government, it helps people to maintain basic living standards.

Based in Washington, “Center for Economic and Policy Research,” John Schmitt, senior economist, said the U.S. has no mandatory retirement age, people can choose early retirement at age 62 can also be 65 to 67 years in the standard retirement age or delay the retirement age to 70.

U.S. has no mandatory retirement age, but a person’s retirement age and he received social security benefits are linked. If you retire before the age of 62, can not get anything, if the retirement age of 62 can only receive part of the social security benefits, retirement if over the age of 65, can receive standard social security benefits. If you postpone the retirement age to 70, receive Social Security benefits will be higher.

Currently, the U.S. government set up a 18 member panel to discuss raising the retirement age issue, and take other measures to reinforce the social security financial benefits. Senate Minority Leader John Boehner called for the next 20 years, retired people will not be raising the retirement age to 70 years. Many Democrats also support similar initiatives.

Based in Washington, “Urban Institute,” the researcher Rudy Panna that raising the retirement age to 70 years to be reasonable, because now people are physically more healthy, life expectancy has increased.

United States experienced a long-term severe budget problems. The budget expenditure from both a medical system, this demand is rapidly increasing, constitute the most serious budget problems, the other is the social security system. Baby boom generation is entering the social security system, their number is increasing, life expectancy will be very long, so in the next 20 years the social security system will create a heavy financial burden. This is why reform of this system is urgent now.

However, by raising the retirement age to solve the problems in the social security system is not the best approach. The economic base of the U.S. social security system for decades to come will be very sound, and then encountered problems, as long as we make small adjustments to the system, it is easy to solve, for example: as long as the workers to work to increase the proportion of tax paid during that can make up for the lack of social security benefits. Raising the retirement age to take such extreme measures only for those least prepared and the workers engaged in heavy manual labor a heavy tax burden.

Some studies show that raising the retirement age for workers engaged in intense physical labor in fact constitutes a press. “Economic and Policy Research Center,” a study that in more than 58 years of age among the workers, 1 in every 3 people who engage in intense physical labor. There are some people in very difficult working environment, some of them to face the heat and cold, wind and rain, or the invasion of pollutants, as well as the work in crowded places, or long standing case of labor.

Some experts pointed out that no matter how the social security system reform, the undeniable fact that the pressure of the economic downturn forced the Americans to postpone retirement trend is likely to continue.

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Life Of An Intern

by

Olio digital agency

Well, I came with that notion to Olio Creative Agency. Theyre into advertising, technology and digital marketing. Id atleast learn half of any one of the domains in these two months of internship, I thought. First day that I got in the office, all I noticed was beautiful wall murals of cartoon caricatures of people working in the office.

First day, the founder of the company walked in and said, We think. Therefore, we are. That is when I realized these two months are going to be worth all the effort and time. 5 minutes into the conversation, he stopped us from calling sir. And by the end of our induction, I was jealous of the full-time employees. Why? Because they had the freedom to blare loud music and work on their systems.

Probably, that is the reason why I have been half an hour early everyday over the last 2 weeks. I cant stop looking forward to going to the office and working on either an exciting project or making a creative effort in making a great copy for a real estate giant in their campaigns. Or for thinking about doodle ideas and implementing them. Or for that matter, writing a blog on any random topic. The last 2 weeks have flown away not because I got to work on the creative strategy of a corporate video, but also because of an unplanned overnight trip to a nearby hill station.

Key things that I have learnt in Olio :

Dont be perfect. Be awesome instead : I realized that it is not necessary to come up with that perfect tagline or to click the best picture. These things do not matter. What matters is how awesome you are at what you do. Youre good at writing? How about a blog post of your choice. Youre good at designing? How about you design the interiors of a brand-new office. Yep! You have the freedom to do anything and everything as long as its amazing and awesome.

Transparent team meetings : Normally, interns are not even known by their names in their organization. But here, a team meeting scheduled at 10 will not start at 10 if even a single intern is missing. Interns are involved in every project in detail and introduced to every process in the project. They can get involved and also give their opinions on things. It isnt just about learning. It is about exploring.

I am not a boss culture : The other day, I read an article on LinkedIn and how the writer of the post kept mentioning sir and madam even in the post. Well, if I were to do that here or call somebody boss, I get a death stare. They hate it. They hate being called a boss. So much so that they dont have a cabin. They sit with us. With blaring music. And an impromptu dance session.

Client Meetings : The meeting with a prospective client is perhaps the most important part of getting a business. But, when your founder walks into the room and introduces you and asks you to lead, it does wonders to your confidence. What more, no negative marks for a mistake. As they say, You never lose, you only learn.

We dont just write, we design : Well, 4 weeks into the internship and I can actually think about an infographic and it will only be cool if I show it to you as seen above

WHO WE AREWe are full service creative digital agency that works closely with clients to build brands with strong base that stand against competition, win market shares & achieve growth.To know more about us,Contact us: https://oliosolutions.com/about-us/

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By Stuart Nachbar

During his final State of the Union Address, President Bush announced two proposals for faith-based schools; one, a grants program for low-income students similar to Pell Grants for college students, and the other a national Presidential summit on faith-based education.

The summit is more important than the grants program.

The proposed appropriate for grants is $300 million, too miserly to fill the likely demand for such grants, and it is unlikely to win the approval of a Democratic Congress.

However, presidents rarely use the power of their office to conduct summits on domestic policy; presidential summits are more typically used in discuss foreign relations and trade.

Growing up Jewish, attending public schools, I am less familiar with the merits of parochial school education over public education. However, I know that parochial schools are not subject to No Child Left Behind and do not have dealings with teacher’s unions. They can also pass on students who have special educational needs. I would also perceive the marketplace dynamic for parochial education to be similar to private colleges; the best endowed and the most-focused schools are the most selective while the rest struggle to provide scholarships or recruit students who can pay tuition.

But would parochial school leaders want to submit their schools to government regulations, as colleges must do, if a federal grant program were put in place? For instance, all colleges that receive Federal assistance must welcome military recruiters on campus. How would a pacifist religious order reconcile their financial need with their values in that situation? Then there is the issue of tuition. Members of Congress in both parties have proposed legislation to force colleges and universities to become accountable for tuition increases. I can understand why; the House and Senate cannot be expected to increase financial aid at the same rate as colleges raise tuition. But would Congress ask parochial schools to be equally accountable if they enroll students who receive federal assistance?

Then there is No Child Left Behind with its reporting policies and “qualified teacher” requirements. Today, parochial schools cannot offer salary and benefits packages competitive with public schools. They would be in a less competitive position if they were mandated to seek qualified teachers.

I realize that some readers will find these arguments silly, but it seems hypocritical to me that a presidential administration that has demanded greater accountability from public schools would ask Congress to fund grants to help students attend parochial schools then not subject the parochial schools to the same accountability. It would be akin to saying that parochial school education is superior to public education without asking the parochial schools to prove it.

Leading parochial school educators and graduates have every right to say their education is superior they have delivered and received benefits from parochial schools – but a

President

cannot take that position public, as Bush has done by a proposing a summit.

About the Author: Stuart Nachbar has been involved with education politics, policy and technology as a student, urban planner, government affairs manager, software executive, and now as author of The Sex Ed Chronicles. Visit his blog,

Educated Quest

.

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